Local Medicare Guidance You Can Trust

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As an Army veteran who spent 8 years serving our country in counterterrorism and counternarcotics, I’ve dedicated my life to protecting others. Today, I continue that mission in a different way—by helping individuals and families navigate their health coverage with clarity and confidence.

For the past 6 years, I’ve served my community as a licensed insurance advisor, focusing on education first. My goal is simple: help you understand your options, save time, protect your wallet, and give you the peace of mind you deserve.

Whether you’re reviewing Medicare, exploring new benefits, or planning ahead, you can count on honest guidance, personalized support, and someone who genuinely has your best interests at heart.

- Adam Morillo

Local Medicare Guidance You Can Trust

Personalized Medicare support from a licensed, veteran-owned agency. Get clear answers, compare your options, and feel confident in your coverage — with zero pressure.

Whether you're reviewing your current Medicare plan or exploring new benefits, we're here to help you understand your options and choose based on your doctors, prescriptions, and needs.

✔ Licensed & Certified Medicare Advisor
✔ Veteran-Owned Independent Brokerage
✔ Local Support — Not a Call Center
✔ No-Cost, No-Pressure Consultation
How It Works

✅ Tell us your doctors & prescriptions → ✅ Compare Medicare options → ✅ Choose confidently with year-round support
*We do not offer every plan available in your area. Any information we provide is limited to the plans we offer. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.*

Frequently Asked Questions

Medicare Advantage is an all-in-one alternative to Original Medicare offered by private insurers. It includes your Part A & B benefits and may offer additional benefits like dental, vision, hearing, transportation, OTC allowances, and more.
Yes—you still have Medicare. Medicare Advantage just delivers your Medicare benefits through a private insurance company.
It depends on the plan’s network. HMOs require in-network providers; PPOs allow out-of-network at higher cost. We help verify your doctors before you enroll.
Benefits may include dental, vision, hearing, transportation, fitness memberships, OTC allowances, meals after hospital stays, and chronic-condition support—depending on eligibility and plan.
Most Medicare Advantage plans include Part D prescription coverage. During your review, we make sure your medications are covered at the lowest total cost options available.
• Annual Enrollment: Oct 15 – Dec 7
• Medicare Advantage Open Enrollment: Jan 1 – Mar 31

Special Enrollment may apply if you move, lose coverage, or qualify for assistance programs.
Many plans provide nationwide emergency/urgent coverage and some PPO plans offer broader networks. Tell us your travel habits so we can match the best plan.

*We do not offer every plan available in your area. Any information we provide is limited to the plans we offer. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your options.*

Testimonials

I can’t thank Adam Morillo enough for his incredible help in securing health insurance for my family. He went above and beyond, patiently answering all my questions, exploring every option, and ensuring we got the best coverage for our needs. His dedication and expertise made a stressful process so much easier. If you need insurance help, I highly recommend Adam ! —he truly cares and delivers!

Whitney S

Adam made Medicare so much easier to understand. He took the time to explain my options and helped me feel confident in my decision. I never felt rushed or pressured — just cared for.

Clearwater Resident

Get In Touch

Hours

Mon – Sat 9:00am – 6:00pm

Sunday – CLOSED

Contact Us

Clearwater, FL 33763, USA